Remember scheduled payments Remind yourself about upcoming scheduled payments and your available balance. Bankwest’s Qantas Platinum and Qantas World Mastercards are popular with travellers, given they are two of a few points-earning cards with no foreign transaction fees. Both cards offer great rewards programs and the choice ultimately comes down to personal preference. I value Qantas FF points at one cent per point for domestic travel, others value the points higher. You'll need to make a deposit of at least $200 per month (excluding interest) and make no withdrawals in the month to get the maximum 4. Both times Macquarie Bank blocked the card and refused to pay the transactions and then cancelled the cards after contact with us. You can earn points on your account balance: With this, you will earn 0. Westpac Altitude Qantas Black credit card. Bonus points. I was looking for a card with zero international transaction fees and noticed that Bankwest is doing a limited time offer with 40,000 Qantas points with $3k spend in the first 90 days (transferred within 5 months of opening). This is a debit card so no credit. While you can potentially earn this fee back in cashback, that would require a $1,000 monthly spend in contactless. a. The 10,000 bonus Qantas Points promotion is a stand-alone promotion and is only available to new Bankwest Transaction Account customers who open a Bankwest Qantas Transaction Account between 1 September 2023 and 30 November 2023 (‘promotional period’) and meet the following criteria. a. au. Bankwest Qantas Transaction Account Start date: 27 September 2022 . Comparable term deposit rates are 0. Bankwest’s Qantas Transaction Account is one of a few points-earning bank accounts, the other being the Virgin Money Go Transaction Account and the only one where you are able to earn Qantas Points. Forums. Qantas Transaction Account. Fast forward 15 months and BW advertise 90k bonus QANTAS FF points on their "Bankwest Qantas World Mastercard". The 10,000 bonus Qantas Points promotion is a stand-alone promotion and is only available to new Bankwest Transaction Account customers who open a Bankwest Qantas Transaction Account between 1 September 2023 and 30 November 2023 (‘promotional period’) and meet the following criteria. Next review due: By 30 September 2024 . − Customers can use the account for everyday banking purposes and earn Qantas Point and credit interest (subject to conditions); andBankWest was first established in 1895 by the Government of Western Australia. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign transaction fee. Compare the latest Bankwest Credit Card offers. Be aware of international activity Know about any overseas transactions on your account straight away. What is a Target Market Determination? A Target Market Determination (TMD) describes the cohort of customers that the The Bankwest Qantas World Mastercard essentially has no points cap but has a soft cap of $5,000 per month for earning 1 Qantas Point per $1 on eligible spend. a. Bankwest’s Qantas Transaction Account is one of a few points-earning bank accounts, the other being the Virgin Money Go Transaction Account and the only one where you are able to earn Qantas Points from debit card transactions and from holding a balance in the account. George Amplify Signature - Amplify Rewards 3. The special promotion to earn 10,000 free Qantas frequent flyer points through a new Bankwest Qantas Transaction Account is now closed. 2 Features 2. Promising one Qantas frequent flyer point per dollar spent with no limit to the number of points you can earn is the Qantas Credit Union Visa Platinum credit card: yours for just $195 each year. And if one spends $32,000 on the card on eligible purchases, one will get 16,000 Qantas points, which is equivalent to the annual fee of the card. New Bankwest transaction account holders only. Before we get started. You would get 30 points from the transactions and 1,080. Bankwest Qantas card. a. To be eligible for 5,000 Bonus Points you must complete 10 transactions using your Debit MasterCard each month for the first three months of the account being opened and have a valid Qantas Frequent Flyer membership number. Price protection insurance. 5 points per $1 after the first $5,000 per statement period. Debit Card. easy transactions and transferring aswell as helpful and communicative support. your salary)Earn 70,000 Qantas Points when you request the transfer of $5,000 or more to your bank account within 3 months of approval. 50,000 bonus Qantas Points. Points Earn Rate drops to 0. As a senior finance journalist at Canstar, Michael's written more than 100 articles covering. Important Information and Comparison Rate Warning. Some transfers of larger amounts are held for a bit as well as some delays of salary payments coming in which is something people should know. The 10,000 bonus Qantas Points promotion is a stand-alone promotion and is only available to new Bankwest Transaction Account customers who open a Bankwest Qantas Transaction Account between 1 September 2023 and 30 November 2023 (‘promotional period’) and meet the following criteria. As a savings account, it used to be alright back when interest rates were low but now you have multiple banks offering ~5% and Bankwest hasn't done anything to keep up. George Amplify Signature listings. Terms and conditions: The 10,000 bonus Qantas Points promotion is a stand-alone promotion and is only available to new Bankwest Transaction. 50 for coffee on your Debit Mastercard over 20 transactions monthly, you could be earning more than 18,000 Qantas Points a year for free with your Bankwest account – enough for a Perth-Sydney one-way flight in Economy. Watch out for transaction and foreign exchange fees on your regular credit card;. 0% on Balance Transfers for. Bankwest Qantas Transaction Account info If you have any questions along the way, please call us on 13 17 19. Before we get started. Annual fee. Member Services. Value of rewards points Bankwest Online Banking is available 24/7 to do all your standard banking. When you use the Qantas Cash Card, you will earn 1. Rate reverts to standard variable rate. 6% interest PRE-TAX (assuming no further interest rate rises which would make an even better value proposition) So this time next year I will have $36,000*0. Sign up before 30 November 2023. 00 AUD. com. The special promotion to earn 10,000 free Qantas frequent flyer points through a new Bankwest Qantas Transaction Account is now closed. Qantas American Express Ultimate Credit Card¹. Minimum spend and conditions apply. A bank account that earns Qantas Points even when you're not flying. Qantas American Express Discovery 4. “Due to conduct back in 2016” 😂 Ahh bringing back memories of first class emirates PER > DXB > JFK return. − The account does not have a formal overdraft facility but Bankwest may (at its discretion) overdraw the account to cover an unplanned shortfall in funds to meet a particular payment. Debit Card. Linkages for fully card guides. Checking the fineprint of the St. The 10,000 bonus Qantas Points promotion is a stand-alone promotion and is only available to new Bankwest Transaction Account customers who open a Bankwest Qantas Transaction Account between 1 September 2023 and 30 November 2023 (‘promotional period’) and meet the following criteria. 8 (48) Bankwest Zero Platinum MasterCard 3. There are a few things we need you to read over and agree to: I'm over 18 years old. - Earn 2. Conditions. HSBC offers 2% cashback on purchases under $100 and the Qantas. passport or driver’s licence) or. Plus, enjoy a low rate of 8. All credit cards. g. 3 Qantas Points for every $100 in your account each day (up to $50,000). For spends of $10 or more, the Qantas Card comes out ahead. 5 points for each withdrawals at ATMs abroad. 6 Qantas Points for every $1 spent on eligible purchases on the first $2,500 spent per month, and 0. . 5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period. salary) I'll be charged a $6 monthly maintenance fee. your salary) Access Australia's largest bank ATM network# with no ATM fees at any. Qantas Frequent Flyer points may be subject to personal income or other tax assessment. I have read and accept the Product Disclosure. For the first 3 months from the date of Account opening, customers must complete a minimum of 10 eligible transactions per month using a. 3 Qantas Points for every $100 in your account each day on balances up to $50,000. au. Other information correct at the time of writing. Other fees, T&Cs apply. Community. a. There are a few things we need you to read over and agree to: I'm over 18 years old. George Amplify Qantas Platinum credit card. The table below shows how much it’ll cost to send money overseas using the services of Bankwest. Updated 22 April 2023 Top PickWith Bankwest's Qantas Gold MasterCard awarding no more points per dollar than the bank's standard-level credit card and with a higher annual fee, the only 'point' of going for Gold is for the inclusive insurance cover, which is fortunately quite reasonable. on balances, FX Fee of 0%. 01% p. Read the reviews from 46 satisfied customers and. Bankwest Qantas Platinum Mastercard®. Earn rate. - Earn 2. Though one has to be a member of Qantas Frequent Flyers to get the points, and membership costs $89. 99%. This is a debit card so no credit. The Bankwest Breeze Platinum Mastercard is a low rate credit card that currently gives you a way to save on interest with its 12-month, 0% purchase rate and balance transfer offer. Meanwhile, the Bankwest More Card has an earn rate of 1. This means the points-per-dollar ratio is highest when you spend the least, because a $4 coffee and a $10 take-away lunch both let you pocket five points. 49 at a Doctor's surgery in a small town in North Carolina. The Bankwest Qantas transaction account has no $5 ATM fees overseas. a. It's available to customers aged 18 years or over. 45% p. It all adds up to a tidy platinum package – all these benefits for a very reasonable annual fee for a card of this type, and only a few dollars a year more than the standard Bankwest Breeze Mastercard (which has no insurance cover and no freedom from overseas transaction fees). Read our review of the Good for B business loan. The Bankwest Zero Platinum Credit Card has a standard purchase rate of 14. The Qantas Premier Platinum Credit Card offers up to 80,000 bonus Qantas Points: 60,000 bonus points when you apply as a new cardholder by 01 May 2024 and spend $3,000 on eligible purchases in. Qantas points earned on your account. 6 (7) Qantas American Express Premium 4. Minimum spend and conditions apply. Travel Credit and Debit Cards. Earn 0. Compare best Credit Cards. You'll also earn the same number of points per dollar spent as the bank's Qantas Platinum Mastercard. Category : Transaction & Savings Accounts Last Updated November 9, 2023 Effective February 27, 2012With an annual fee of $160, Bankwest’s card also waives the international transaction fees while paying out one Qantas point per dollar spent. com. It comes with a $10 monthly card fee. It's available to customers aged 18 years or over. Switch transaction accounts. A bank account that earns Qantas Points even when you're not flying. a if you opt in to earn Qantas Points. 5 points for each withdrawals at ATMs abroad. Bankwest Qantas Transaction Account. If you have any debts (like credit cards, store cards, car loans or home loans) outside of Bankwest, bring in a month’s worth of statements for each one. Latitude 28 Degrees Global Platinum Mastercard 3. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Once configured and approved, the transactions will be paid off in a fixed amount of time. $15. Up to 0. Once i was old enough and working, i opened up a high interest savings account and started saving. Other fees and charges may apply. An online term deposit offers 0. 7 (1,861) Qantas American Express Discovery 4. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. 1 (57) Bankwest Zero Platinum MasterCard 3. 5 points per $1 thereafter. 6 (60) Commonwealth Bank Low Rate 4. New customers only, terms and conditions apply. for six months. 0. 3 Qantas Points for every $100 in your account each day, for balances up to $50,000; Earn 3 Qantas Points per eligible purchases; Earn 5 Qantas Points for each overseas ATM cash withdrawal; No monthly fees when you deposit $2,000 each month; Conditions apply. 8 (50) Bankwest Qantas Platinum Mastercard 3. Receive 40,000 Bonus Qantas Points when you spend $3,000 on eligible purchases in the first 90 days and an additional 10,000 Bonus Qantas Points after keeping the card account open for 15 months. on purchases and balance transfers for the first 12 months. Considering Bankwest for your next high-interest Savings Account? Review interest rates, bonus rates, fees and more with InfoChoice. g. The account also has a number of new age payment options including Apple Pay and Google Pay. Learn more about this. The Bankwest Qantas Transaction Account ongoing benefits include a $6 monthly fee, interest earning of up to 0. 50 to join. Before we get started. This reward debit card account has no monthly account fees when you deposit at least $2000 (ie your salary) per month. Otherwise it is a $6 fee per month, but there are very few other fees to worry about. If you read around you will see alot of negative reviews. Extended warranty insurance. Before we get started. 6 Qantas Points for every $1 spent on eligible purchases on the first $2,500 spent per month, and 0. The Bankwest Qantas Transaction Account is the only everyday transaction account that earns you Qantas Points. Visit our site to learn more. Additional Cards Additional Information: You can have more than one card linked to an account. Qantas offers fee free flight. The offer included a bonus of 100,000 Qantas frequent flyer points providing $3000 was spent on the card within the first 3 months. 99%: $0 Yes: Bendigo Bank Ready: 19. Bankwest Qantas Transaction Account Start date: 27 September 2022 . 3 Qantas Points for every $100 in your account each day (up to $50,000). for between three months and five months, and 0. Qantas Points are earned on eligible purchases only and are subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Points Earn Rate drops to 0. Ongoing Purchase and Balance Transfer interest rates: Increasing to 12. The Bank of Queensland Everyday Plus Account also earns Qantas points based on the balance held. Fast forward 15 months and BW advertise 90k bonus QANTAS FF points on their "Bankwest Qantas World Mastercard". Qantas Transaction Account. au. 5 points per $1 spent in a foreign currency and 0. Category : Transaction & Savings Accounts Last Updated October 5, 2023 Effective February 27, 2012Effective 8 September 2023. ; Bill Payment Additional Information: You can use BPAY to quickly and easily pay your bills online. Some transfers of larger amounts are held for a bit as well as some delays of salary payments coming in which is something people should know. Bankwest Credit Card Offer. ; Bill Payment Additional Information: You can set up direct debits. No more international transaction fees on overseas/online spend, and no more ATM fees (charged by Bankwest) when withdrawing from an overseas ATM in a foreign currency using your debit card. 90k bonus points for a measly $135 annual fee? (plus spend requirements of course). My initial assumption in the original post was to value the points at 1 cent a point, leading to an effective interest rate 1. 49%: $270 Yes Bankwest Zero Platinum 14. 5 PTS per $1 spent. Josh is passionate about helping consumers get hands-on with their finances. Bonus points. 1 (57) Bankwest Zero Platinum MasterCard 3. See the link for more information: Bankwest Qantas Transaction Account. The points are credited into your Qantas frequent flyer. 6 (7) Qantas American Express Premium 4. Earn 10,000 bonus Qantas Points when you make 10 eligible transactions every month for the first three months. It's been a while since they ran an offer like this. Fees and charges apply, including an annual fee. Check back every. By: Search Advanced search…Bankwest Zero Platinum Mastercard. Bankwest offers the following debit cards. Debit Mastercard option. Michael is an award-winning journalist with more than three decades of experience. The account has a $6 monthly fee which can be waived if you deposit $2,000 each month. St. You should check with your accountant or tax adviser for further information. And if one spends $32,000 on the card on eligible purchases, one will get 16,000 Qantas points, which is equivalent to the annual fee of the card. Purchase rate. $270. The Bankwest Qantas Platinum card lets you earn 0. 99% p. Australia’s best bank accounts in 2023. On average, it’s 6x cheaper to send money internationally with Wise compared to the 6 banks in Australia — ANZ, Citibank, CommBank, ING, NAB and Westpac. com. I have read and accept the Product Disclosure. Since interest-earning accounts like Easy Saver don't have debit cards or BPAY ® access attached to them, you can only access the money in them by transferring it to your linked account. I understand that if I don't deposit a minimum of $2,000 per month (e. The ongoing variable interest rate on balances up to $500,000 is 2. With a cool sign-on bonus of 50,000 Qantas Points, no international transaction fees on foreign purchases and complimentary overseas travel insurance, the Bankwest Qantas Platinum MasterCard. 6 (7) Qantas American Express Premium 4. 25 Qantas points per $1 on eligible Qantas products and services. Fair enough. Minimum spend and conditions apply. You could make the most of your point-earning potential by getting your salary paid into this account or by transferring money regularly into this account to do your everyday banking. Cardholders receive overseas travel insurance on trips of three months or less when. Interest rates. Citibank Citi Premier (Frequent Flyer & Travel Credit Card): 2. Review period: At least every 36 months from the start date of this Target Market Determination . American Express Velocity Platinum. 6 PTS per $1 spent. The Bankwest More. BankWest (Bank): 1. $15. New Bankwest transaction account holders only. 85% p. PREVIOUS | Bankwest is again giving away 10,000 Qantas frequent flyer points when signing up for a Bankwest Qantas Transaction Account and depositing at least $2,000 per month for the first three months. Review period: At least every 36 months from the start date of this Target Market Determination . Earn 50000 Frequent Flyer Member Specials – Pay – Westpac. Bankwest Qantas Transaction etc). 8. In comparison, many other frequent flyer. Sign up before 30 November 2023. Link your Easy Transaction Account to an Easy Saver Account and earn interest even when you move money in and out of your savings. 1 (57) Bankwest Zero Platinum MasterCard 3. au. 0% for 34 months on Balance Transfers. Category : Transaction & Savings Accounts Last Updated July 27, 2023 Effective February 27, 2012Bankwest Zero Platinum MasterCard is a no annual fee credit card that offers benefits such as no foreign transaction fees, complimentary overseas travel insurance and low balance transfer rate. au. Read full review. Initial. New posts Search forums Calendar Members Current visitors New profile posts Search profile posts. Both cards offer great rewards programs and the choice ultimately comes down to personal preference. Category : Transaction & Savings Accounts Last Updated October 5, 2023 Effective February 27, 2012NAB Qantas Rewards Signature (Frequent Flyer & Travel Credit Card): 3 out of 5 stars from 3 genuine reviews on Australia's largest opinion site ProductReview. For bank focusing on online banking and closed out all branches, BankWest ‘s customer service is horrifying. Bonus points. 0 (3) See the Best Credit Cards in 2023 as rated by Australians on ProductReview. The offer of 10,000 bonus Qantas Points for new customers is easy to achieve: you just need to make ten eligible purchases with the debit card every month for the first three months. 1 additional point per $1 spent on selected Qantas products and services in Australia. 1 When you open a Bankwest-branded Investment and Transaction Account with us, your agreement with us in relation to your account comprises: a) these Terms and Conditions; b) the Product Schedule specific to the particular Investment and Transaction Account you have. Yes, you can change the type of transaction account you have (for example, you can switch from an Easy Transaction account to a Qantas Transaction account) and in most cases, you’ll be able to keep your account number. Up to 50,000 PTS. 5 Qantas Points per overseas ATM withdrawal. As a Bankwest Qantas MasterCard customer or Bankwest Qantas Transaction Account customer, you are eligible to receive complimentary Qantas Frequent Flyer membership (saving A$99. 75 points per $1 spent on eligible purchases, uncapped. To be eligible, you must not have held a Bankwest. Online banking. 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period. 1 Opinion Site. This article was reviewed by our Deputy Editor, Canstar before it was updated, as part of our. Account holders must be 18 years or older. Bendigo Bank is known for its excellent customer service and has a 2023 Mozo People’s Choice Award^ to prove it. Extended warranty insurance. For the terms and conditions of the Bankwest Qantas Platinum Mastercard Bonus Qantas Points Promotion, please refer to the “Things you. It will only take a few minutes to open your new Bankwest Qantas Transaction Account. 99% p. – Earn Qantas Points on eligible transactions and credit balances held in the account (limits apply). If I switched my hypothetical million in cash from Bankwest to Ubank, this year I will earn 3. By having around $11,000 – $12,000 sitting in the account each day you will earn about 1,500 points per month. Smart eSaver (Amounts < $500k) More details. $99 Annual Fee. Or one can go and join Qantas cash, and get free membership to Qantas Frequent Flyers. Bankwest term deposits are available from one month up to five years. Earn rate. It has no transaction fees and. Fees³. toggle menu toggle menu. Before we get started. A client can redeem the earned points for a wide range of goods and services. The minimum credit limit is $6,000. 90,000 Qantas bonus points on offer. Compare best Credit Cards. 3 Qantas. Just bear in mind that if you don't regularly use this card and also reserve it for overseas transactions then Bankwest will cancel the card with no warning. 95% Foreign Transaction Fee. Bankwest Qantas Transaction and Reward Transaction accounts only. 7 (3) See the Best Credit Cards in 2023 as rated by Australians on ProductReview. App banking. *The no-annual-fee Bankwest Zero Platinum Mastercard is another good option, but note that the Classic version of this card does apply overseas transaction fees. 05% p. Compare best Credit Cards. Your agreement 2. 6 (60) Commonwealth Bank Low Rate 4. With a cool sign-on bonus of 50,000 Qantas Points, no international transaction rent on foreign purchases and complimentary ocean travel insurance, the Bankwest Qantas Platinum MasterCard objectives to impress. Fact: Must complete a minimum of 10 eligible transactions in each of the first 3 calendar months from the date of Account opening using a Bankwest Debit Mastercard. All on their dime. a. Simply open a Bankwest Qantas Transaction Account before 18 July 2014 and deposit at least $2,000 per month (your salary ought to do it) for the first 3 months to be eligible. Compare all St. The other option is to get the Bankwest platinum credit card and load cash onto (so it's in 'credit' above the credit limit). Comparable term deposit rates are 0. a if you opt in to earn Qantas Points. If you have a Bankwest Qantas Transaction Account,. Read Bankwest debit cards customer reviews on Mozo. It's available to customers aged 18 years or over. I understand that if I don't deposit a minimum of $2,000 per month (e. 25 Qantas points per $1 spent on eligible purchases overseas. Qantas Points are earned on eligible purchases only and are subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Bankwest may contact me by phone, email, SMS and/or any other electronic form of communication regarding this application. $6. Taking the assumption that each QF is worth 1. Read customer reviews about providers, or write your own review about a provider. The newly-unveiled Bankwest Qantas World MasterCard is dressed to impress with no international transaction fees, no points capping and a cool bonus of 50,000 Qantas Points for eligible new cardholders. Forums. 95% foreign conversion still applies though. To resume your application, please enter your details below. The 10,000 bonus Qantas Points promotion is a stand-alone promotion and is only available to new Bankwest Transaction Account customers who open a Bankwest Qantas Transaction Account between 1 September 2023 and 30 November 2023 (‘promotional period’) and meet the following criteria. a. 50 to join. Card Details All rewards are redeemed via Qantas Frequent Flyer. The Bankwest Qantas Platinum credit card has an earn rate of 0. 99% p. George Amplify Signature - Qantas Frequent Flyer 3. 0% on Balance Transfers for. Breeze Classic & Platinum Mastercard ®. It's available to customers aged 18 years or over. Qantas Transaction Account.